Charles Schwab didn’t build an algorithm that will become self-aware, surpass you in intelligence, overlord your life, and trap you in your garage where you will die, rigor-morticize, and stand stiffly amongst the dust until time itself flattens and the universe as we know it ceases to exist. 

No, they built an algorithm that customizes itself to criteria you provide, automatically optimizes your investments, and does it all for no charge. Which, you know, is way better. 

With Brian Perkins